Water Damage Claims: Frozen Pipes, Broken Pipes & Plumbing Leaks
It is easy to prevent burst pipes that cause water damage are likely to be refused by insurance companies that cover homeowners. If this happens then we'll explain how to avoid it and ways to make sure that your insurance provider doesn't deny this type of property damage claim.
First, some background. According to Verisk Analytics ISO property damage claims in general made up 98.1 percent of homeowners' insurance losses "water damage and freezing" made up nearly one-fifth of those property damage claims (source). It's about one fifth of all homeowners ' insurance claims filed between 2013-2017.
Frozen pipe bursts causing plumbing leak and water damage
In the same five-year period one out of fifty homeowners filed claim for water damage. The average cost for claims was $10,182. That's a lot of home destruction! When pipes freeze and burst, the plumbing leak causes damage to drywall, flooring as well as paint, trim doors, windows, furniture and so on. It's a huge mess.
This is not something anyone wants to happen to their home or business. Use the tips below to make sure you are doing everything you can to stop water damage caused by frozen, broken and burst pipes.
Tips for preventing frozen pipes and the water damage it causes are generally in two groups: managing air temperature and managing water flow.
Control the temperature of air by insulating water pipes
Sealing leaks that allow cold air to penetrate the walls in which pipes for water are located is possible. Many products can assist in this. We provide insulating foam sealant for our customers as well as their residences. It can be used to fill cracks in siding as well as gaps where wiring crosses the.
- Caulking these potential leaks helps as well. Keep in mind the fact that water damage caused by damaged pipes is most common when exterior water pipes freeze. This is why it is a good first step to take when trying to prevent frozen plumbing issues.
For easy methods to protect your water pipes, check out pipe insulation products available at stores like Home Depot. Heating tape, that heats pipes in the event of need to stop freezing in the winter months, is readily available. You should contact a qualified, licensed professional plumber to assist you with this.
Control the flow of water to Avoid Freezing:
Keep a few faucets open until temperatures drop drastically in the winter months to ensure that your water pipes aren't frozen.
It's also crucial to shut off exterior water valves and disconnect the water hose from your spicket. Water will not drain out of the hosebib in the event that the hose is not connected. If temperatures drop, this can lead to freezing and burst. To prevent freezing, turn off your hose whenever the temperature drops to below zero.
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